Mistakes to Avoid After a Car Accident
Being involved in a car accident can be a jarring and stressful experience. The moments following an accident are critical, not only for your physical and emotional well-being but also for ensuring your legal rights are protected. Unfortunately, many people make mistakes during this time that can negatively impact their ability to recover damages, resolve disputes, or even defend themselves. An experienced law firm can help ensure sure you don’t make these mistakes. Call (833) 832-2727 to learn more.
1. Failing to Seek Medical Attention
Even if you feel fine or believe your injuries are minor, some conditions, like whiplash or internal injuries, might not show symptoms right away. Delaying medical treatment jeopardizes your health and can weaken your personal injury claim. Insurance companies may argue that your injuries weren’t caused by the accident if there’s a gap in medical care.
2. Not Calling the Police
A police report serves as an official record of the incident and can provide valuable evidence if you decide to file a claim. Even in minor accidents, having an unbiased account of what happened is essential. Without a police report, it can become your word against the other driver’s, making it harder to prove fault.
3. Admitting Fault
It’s natural to feel apologetic or want to explain what happened, but admitting fault – even partially – can be used against you. Avoid statements like “I’m sorry” or “I didn’t see you” until all facts are clear. Fault is a legal determination, and even if you believe you’re responsible, you may not be aware of all the circumstances surrounding the accident.
4. Failing to Gather Evidence
In the chaotic aftermath of an accident, it’s easy to overlook collecting evidence. However, gathering information at the scene is crucial. Take photos of the vehicles, the accident scene, your injuries, and any other relevant details. Exchange contact and insurance information with the other driver, and get the names and phone numbers of any witnesses. This evidence will be vital for supporting your claim.
5. Delaying Contacting Your Insurance Company
Most policies require prompt reporting of accidents. Failure to do so could result in your claim being denied. When reporting the accident, stick to the facts and avoid speculating about fault or the extent of injuries.
6. Speaking to the Other Driver’s Insurance Company Without Legal Counsel
Insurance adjusters for the other driver’s company may contact you shortly after the accident. While they may seem friendly and concerned, their goal is to minimize the amount they pay out. Avoid giving a recorded statement or signing any documents without consulting an attorney. Anything you say could be used to devalue or deny your claim.
7. Accepting a Quick Settlement
If you’re offered a settlement shortly after the accident, it can be tempting to accept it and move on. However, initial offers are often much lower than what you may be entitled to. Once you accept a settlement, you forfeit your right to pursue additional compensation, even if you later discover your injuries are more severe than you initially thought. Contact our law firm to learn more about the impact of rejecting an insurance settlement offer.
8. Not Understanding Your Legal Rights
Many people don’t fully understand their rights after an accident. For example, you may not know you’re entitled to compensation for pain and suffering, lost wages, or other damages beyond medical bills. Consulting with an attorney experienced in car accident cases can help ensure you know your options and make informed decisions.
9. Posting About the Accident on Social Media
Social media can be a minefield after an accident. Posting about the incident or your injuries might seem harmless, but insurance companies and opposing parties can use your posts against you. Even a simple photo of you smiling or participating in activities can be misconstrued as evidence that your injuries aren’t as serious as you claim.
10. Failing to Document Expenses
From medical bills to car repairs, the costs associated with a car accident can add up quickly. Failing to keep detailed records of these expenses can make it difficult to recover the full amount you’re owed. Be sure to keep receipts, invoices, and any other documentation related to the accident.
11. Waiting Too Long to File a Claim
Every state has a statute of limitations that sets a deadline for filing a personal injury or property damage claim. In Washington State, for example, the statute of limitations for car accident claims is generally three years. Failing to file within this time frame means you lose your right to pursue compensation.
12. Not Hiring an Attorney
Car accident claims can be complex, especially if liability is disputed or if you’ve suffered serious injuries. An experienced Bremerton car accident attorney can guide you through the process, negotiate with insurance companies, and ensure your rights are protected. Attempting to handle your case on your own can lead to costly mistakes and reduced compensation.
Protect Yourself After an Accident
If you’ve been involved in an accident, don’t navigate the aftermath alone. Call us now at (833) 832-2727 or complete our online form to schedule your free consultation today. Our Bremerton injury attorneys are here to help you every step of the way.