Common Costs Associated With Car Accidents
Car accidents can happen in a moment, but the financial consequences often linger far longer. Whether it’s a minor fender-bender or a major collision, the costs associated with a car accident can quickly add up and impact your financial future. Understanding the common expenses that follow an accident can help you better prepare and know when you might need legal help to recover those costs.
If you’ve been involved in a car accident in Washington State, call us today at (833) 832-2727 or complete our online form to schedule your free consultation. Our Bremerton car accident attorneys are here to help you through every step.
Medical Expenses
One of the most immediate and significant costs after a car accident is medical care. Even if injuries seem minor at first, medical bills can add up quickly with expenses such as:
- Ambulance rides
- Emergency room visits
- Hospital stays
- Surgeries
- Physical therapy
- Follow-up doctor visits
- Prescription medications
Long-term care may also be necessary for serious injuries, leading to even higher expenses over time. Even with health insurance, deductibles and co-pays can place a significant burden on accident victims.
Property Damage
Vehicle repairs – or replacement – are another major cost after a car accident. Whether it’s a minor dent or a totaled vehicle, repairing or replacing your car can be expensive. In addition to your vehicle, other property may also be damaged, including personal items like laptops, phones, or child car seats.
Insurance might cover some or all of these costs, but depending on your policy, you may still be responsible for deductibles or coverage gaps.
Lost Wages
If your injuries prevent you from working, you could lose valuable income. Lost wages can include:
- Missed days or weeks of work
- Lost bonuses or overtime
- Reduced earning capacity if you cannot return to your previous job
In severe cases, some individuals may never be able to return to work in the same capacity, resulting in permanent loss of income.
Pain and Suffering
Although harder to quantify, pain and suffering are real consequences of car accidents. Physical pain, emotional distress, anxiety, and even post-traumatic stress disorder (PTSD) can impact your quality of life. Compensation for pain and suffering is often part of personal injury claims, but proving these damages can be complex and often requires legal assistance.
Insurance Premium Increases
Even if you weren’t at fault, being involved in a car accident can sometimes cause your auto insurance premiums to rise. Insurance companies may reassess your perceived risk, leading to higher rates for years after the accident.
Legal Fees
If you need to pursue a claim for damages or defend yourself against one, legal fees can become a factor. Many personal injury attorneys, including our team at Brumley Law Firm, work on a contingency basis, meaning you pay nothing unless we recover compensation for you. However, it’s important to understand all potential costs upfront.
Towing and Storage Fees
If your vehicle is not drivable after an accident, you may incur towing and storage fees. These charges can add up quickly, especially if insurance adjusters delay in assessing the damage.
Need Legal Assistance?
Car accidents are often far more expensive than people initially realize. Protect your rights and your financial future – call Brumley Law Firm now at (833) 832-2727 or fill out our online form to schedule your free consultation today with one of our Bremerton personal injury attorneys.